Phone

1-855-SAN RATE (726-7283)

PHONE

1-855-SAN RATE (726-7283)

Residential Mortgages

Whether you are buying your first home or re-mortgaging your existing home, your first move should be to look into your mortgage options. We will assess your situation and will help you choose the best mortgage products that suits your needs and help you throughout the mortgage process and approval. We offer a wide range of mortgage products and services that will enhance your homeownership experience.

From purchasing, to renovating, to home refinancing, to debt consolidations, we do it all!

Home Equity Line of Credit (HELOC)

Home Equity Line of Credit is a type of credit that enables you to tap into funds at a much lower rate than credit cards or personal loans. With HELOC your home acts as a collateral. Basically, as you pay off your mortgage your home equity rises and then that equity is used to secure your loan.

This home equity line of credit is somewhat similar to a second mortgage or a credit card but with better rewards. Since your home is the collateral that ensures that you pay off the loan, you are able to get an amazing low rate.

When it comes to making payments for the loan, the process is pretty much the same as like with a credit card. You need to make at least a minimum payment on a monthly basis and the only interest charges are on the money that you take out.

Contact us at 1-855-SAN RATE (726-7283) or Mortgages@SanMortgages.com to discuss getting your mortgage!